News and Insights

The Hidden Cost of Playing it Safe with Term Deposits

Mixed Global Markets: US Gains, Trade Tensions, and a Stronger USD Drive Returns

The solid share market returns in 2024 imply a general market expectation of better economic times ahead.

Essential Insights for Retirement Planning: Expenditures, Savings, and Longevity in New Zealand

Forecasting Challenges in Capital Markets: A 10-Year Review. Analyzing the Accuracy of CMAs from 2014 to 2023

Advisers add 4.7% in Value

The average KiwiSaver balance might be slightly more than $33,000, but that hides significant variation within the scheme - and between providers

CFP Q3 Newsletter

In Q3 2024, markets performed well despite geopolitical issues. Major economies aimed for a 'soft landing' to manage demand and inflation without causing recessions. The US Federal Reserve cut rates by 0.50% on September 18, joining other central banks. This reflects lower inflation risks and higher concerns about economic slowdown and unemployment. Energy prices fell, but copper prices rose.

Retirement households continue to spend at levels in excess of NZ Super and will have to supplement their budgets regardless of whether they are seeking a no-frills lifestyle or one where they have more choices.