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Glenorchy

Disclosure

At Central Financial Planning Limited, we’re licensed by the Financial Markets Authority (FMA) to provide expert financial advice. Our services cover investment, estate, risk, and tax planning, and we work closely with your other advisers to tailor solutions to your needs. We prioritise your interests, uphold ethical standards, and ensure full transparency, offering a free initial meeting and clear, agreed fees for our services. If you ever have concerns, our complaints process is designed to resolve them quickly, with access to independent resolution if needed. Contact us or visit our website to learn more.

Licensing Information 

Central Financial Planning Limited (FSP745331) holds a Financial Advice Provider license issued by the Financial Markets Authority to provide financial advice. The following advisers are authorised under this license to provide financial advice:

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  • Brent Andrew Wilson (FSP52023)

  • Scott MacCallum Sinclair (FSP1006553)

  • Dewald de Beer (FSP675811)

What We Do 

We offer comprehensive financial planning advice to empower you to make confident, informed, and wise decisions about your financial future. Our services cover:

  • Assets and investments

  • Income and expenses

  • Estate and succession planning

  • Personal and asset risk management

  • Future planning and tax planning

We collaborate with your legal, accounting, and insurance advisers to ensure well-rounded guidance tailored to your circumstances. Our investment solutions include KiwiSaver among other options.

Fees and Charges

  • Initial Meeting: No charge.

  • Financial Planning Fee: Covers time and research for preparing a comprehensive Financial Plan. The fee will be discussed and consented to before proceeding.

  • Ongoing Fees:

    • Charged monthly in arrears and deducted from your portfolio.

    • For KiwiSaver, adviser fees are paid by our recommended KiwiSaver providers and are part of their management fee.

  • One-Off Advice or Consultancy: Hourly or fixed charges agreed upon prior to commencement.

As financial advisers, we adhere to the obligations outlined in the Financial Markets Conduct Act 2013, ensuring our advice is:

  • Client-Centric: Giving priority to your interests.

  • Professional: Exercising care, diligence, and skill.

  • Competent: Meeting standards of competence, knowledge, and skill as per the Code of Professional Conduct for Financial Advice Services.

  • Ethical: Following ethical behavior, conduct, and client care standards outlined in the same Code.

For detailed information, visit the Financial Markets Authority website at www.fma.govt.nz.

Our Duties

Conflicts of Interest

  • To ensure your interests are prioritised, we follow a fiduciary advice process. Our measures include:

  • Annual training for advisers on conflict management.

  • A Service Level Agreement with Consilium NZ Limited for professional support and global investment advisory services. Central Financial Planning pays a monthly fee for these services.

  • Transparency: Brent Wilson, as a Director and shareholder, may benefit from declared dividends.

  • Maintaining registers for conflicts of interest, gifts, and incentives.

  • Conducting annual compliance audits and reviews.

We value your feedback and are committed to resolving any dissatisfaction promptly

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Internal Complaints Process:

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We will review your complaint and discuss proposed resolutions, possibly seeking more information.

You will be contacted via phone or email with the outcome and resolution plan.

Our aim is to resolve complaints within 10 working days. If more time is needed, we will inform you of the delay and next steps.

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Independent Dispute Resolution:

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If unresolved, the Insurance & Financial Services Ombudsman offers a free and independent service. Contact them at:

Phone: 0800 888 202 or 04 499 7612

Mail: PO Box 10-845, Wellington 6143

Email: info@ifso.nz

Website: www.ifso.nz

Complaints Handling and Dispute Resolution

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